Flexible financing
for your business growth

KFund is available exclusively to KPay Merchants.

Funding options that fits your needs.

Simple application

We notify you when you have an offer, and application takes just a few steps.

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Credit range designed for SMEs

Access flexible loan offers from HKD $2,000 to $4,000,000, matched directly to your business.

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Fast approval and funding.

Fast approval and funding.

Tailored loan amount

You will receive offers based directly on your processing volume and transaction frequency.

No collateral needed

Offers are based on your business performance, so no collateral is required.*

*Subject to the final approval.

Fast approval

Digital processes help to simplify and speed up your application.

Repayments linked to your daily sales.

Repayments linked to your daily sales.

Repay as you earn

Repayments are automated as a small percentage of your daily sales. If business slows down, your repayments adjust automatically.*

*Applicable to Merchant Cash Advance (MCA) financing products.

Protect your cash flow

Our flexible repayment schedule supports your growth without stressing your budget during quiet periods.

Transparency guaranteed

No hidden fees or surprise charges—just clear, predictable repayment terms from day one.

全程可靠支援,
每一步都有我們。

即時查閱數據

實時追蹤每筆收支,無需等待,無需手動更新,告別日終對賬。

查看演示

全天候支援

真人服務,絕非機械人。隨時透過即時通訊或電話取得專屬協助。

160 種以上整合

將 KPay 連接至現有工具,包括 CRM 及電商平台等。

銀行級安全保障

交易及數據均達最高安全標準,毫無妥協。

Ready to simplify how

you run your business?

Payments, funding, and everything in between — all in one place.