KFund — Tailored financing for your business

Flexible financing for your business growth

KFund is available exclusively to KPay Merchants.

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Funding options that fits your needs.

Simple application

We notify you when you have an offer, and application takes just a few steps.

Credit range designed for SMEs

Access flexible loan offers from HKD $2,000 to $4,000,000, matched directly to your business.

Fast approval and funding.

  • Tailored loan amount

    You will receive offers based directly on your processing volume and transaction frequency.

  • No collateral needed

    Offers are based on your business performance, so no collateral is required.*

    *Subject to the final approval.

  • Fast approval

    Digital processes help to simplify and speed up your application.

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Live approval status
ANALYZING...
Eligibility progress0%

Eligible for up to $0

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Auto-repayment
WAITING

Today's deduction (10%)

$0.00

from $0.00 daily sales

Adapts to daily volume

Repayments linked to your daily sales.

  • Repay as you earn

    Repayments are automated as a small percentage of your daily sales. If business slows down, your repayments adjust automatically.*

    *Applicable to Merchant Cash Advance (MCA) financing products.

  • Protect your cash flow

    Our flexible repayment schedule supports your growth without stressing your budget during quiet periods.

  • Transparency guaranteed

    No hidden fees or surprise charges—just clear, predictable repayment terms from day one.

Reliable support,
every step of the way.

See your data instantly

Track every dollar coming in and going out in real time — no waiting, no manual updates, no end-of-day catch-up.

24/7 support

Always human, never a chatbot. Get dedicated help via chat or phone whenever you need it.

160+ integrations

Connect KPay with the tools you already use, from CRMs to eCommerce platforms.

Bank-level security

Your transactions and data are protected to the highest security standard — no compromises.

Ready to simplify how

you run your business?

Payments, funding, and everything in between — all in one place.